Sactown’s guide to pet insurance
Your pet is family. When they’re sick or injured, you want to focus on their well-being, not the cost of their care. As fellow pet lovers in the Sacramento community, we know how important it is to protect your furry family members. That’s why we’ve created this guide to pet insurance, helping you find the best coverage so you can focus on what truly matters: your pet’s health and happiness.
why pet insurance
is a must-have
Let's face it: pets can be REALLY expensive. As costs rise, so does the price of veterinary care. This often isn't an issue until your pet is sick, and you're forced to make a decision that is based more on finances than it is on the best medical care for your pet. This decision is often one of the more upsetting decisions owners have to make as it often accompanies a tremendous amount of guilt for having to decline options.
pet insurance changes that.
With pet insurance, you can:
- Prioritize your pet's well-being: Say "yes" to the best treatments and medications, without worrying about the financial strain.
- Protect your savings: Avoid unexpected expenses that could wipe out your emergency fund or leave you in debt.
- Gain peace of mind: Know that your furry friend is covered, no matter what life throws your way.
choosing the right plan.
The world of pet insurance can be overwhelming. There are countless options, each with different coverage levels and benefits. Some plans cover routine care, while others focus solely on accidents and illnesses.
- Explore your options: Use resources like Pet Insurance University and the Georgia Veterinary Medical Association chart (below) to compare different providers.
- Consider your needs: Think about your pet's age, breed, and any pre-existing conditions. This will help you narrow down the options.
- Talk to the companies: Don't be afraid to negotiate! Many insurers are willing to work with you to find a plan that fits your budget.
sactown vet and pet insurance
We’re here to make things easy for you.
- Trupanion integration: If you have Trupanion, we can process your claim directly, so you only pay the portion not covered by insurance.
- Other insurers: We’re happy to provide you with the necessary paperwork to submit a claim to your insurance company.
have more questions? Our team is always ready to help! We want you to feel confident in your pet insurance decisions, so you can focus on what truly matters: your beloved pet’s health and happiness.
Get 10% Off a policy within 3 days after a vet visit
georgia veterinary medical association chart
| Insurance Co | Reimbursement | Annual Limit | Per Condition Limit | Deductible | Exam Fees | Illness Wait | Injury Wait | Wellness Wait |
|---|---|---|---|---|---|---|---|---|
| Figo | 70% to 100% | $5K, $10K, Unlimited | Varies by Plan | $100, $250, $500, $750 | Optional | 14 days | 1 day | N/A |
| Nationwide (Major Medical) | 70% or 50% | Per Condition Limit | $10K | $250 | Yes | 14 days | N/A | N/A |
| Nationwide (Whole Pet) | 70% | Unlimited | $5K to $30K | $200, 300, 500, 750, 1000 | No | 14 days | N/A | N/A |
| Healthy Paws | 70 to 90% | $5K, $15K, Unlimited | $3K to $10K | $100, $250, or $500 | No | 15 days | 48 hours | N/A |
| Embrace | 70 to 90% | $5k to $50K | Unlimited | $0 to $1000 (varies) | Yes | 30 days | 5 days | N/A |
| Trupanion | 90% | Unlimited | Unlimited | $0, $250, $500 | No | 14 days | 3 days | N/A |
| ASPCA | 70 to 90% | N/A | $5K or Unlimited | $100, 250, 500 | Optional | 14 days | 14 days | N/A |
| Fetch | 70 to 90% | N/A | Varies by Plan | Varies | Optional | 15 days | 15 days | N/A |
| Petplan | 70 to 90% | $10k, $20K, Unlimited | Unlimited | $250, $300, $500 | Yes | 14 days | 5 days | N/A |
| Pets Best | 80% – 100% | Unlimited | Varies by Plan | $50 to $1000 | Optional | 15 days | Varies | 24 hours |
| Pumpkin | 90% | $5k to Unlimited | Unlimited | $100, 250, 500, 1000 | Yes | 14 days | N/A | N/A |
