protect your pet & your wallet

Your pet is family. When they’re sick or injured, you want to focus on their well-being, not the cost of their care. As fellow pet lovers in the Sacramento community, we know how important it is to protect your furry family members. That’s why we’ve created this guide to pet insurance, helping you find the best coverage so you can focus on what truly matters: your pet’s health and happiness.

why pet insurance
is a must-have

Let's face it: pets can be REALLY expensive. As costs rise, so does the price of veterinary care. This often isn't an issue until your pet is sick, and you're forced to make a decision that is based more on finances than it is on the best medical care for your pet. This decision is often one of the more upsetting decisions owners have to make as it often accompanies a tremendous amount of guilt for having to decline options.

pet insurance changes that.

With pet insurance, you can:

  • Prioritize your pet's well-being: Say "yes" to the best treatments and medications, without worrying about the financial strain.
  • Protect your savings: Avoid unexpected expenses that could wipe out your emergency fund or leave you in debt.
  • Gain peace of mind: Know that your furry friend is covered, no matter what life throws your way.

choosing the right plan.

The world of pet insurance can be overwhelming. There are countless options, each with different coverage levels and benefits. Some plans cover routine care, while others focus solely on accidents and illnesses.

  1. Explore your options: Use resources like Pet Insurance University and the Georgia Veterinary Medical Association chart (below) to compare different providers.
  2. Consider your needs: Think about your pet's age, breed, and any pre-existing conditions. This will help you narrow down the options.
  3. Talk to the companies: Don't be afraid to negotiate! Many insurers are willing to work with you to find a plan that fits your budget.

sactown vet and pet insurance

  • Trupanion integration: If you have Trupanion, we can process your claim directly, so you only pay the portion not covered by insurance.
  • Other insurers: We’re happy to provide you with the necessary paperwork to submit a claim to your insurance company.

have more questions? Our team is always ready to help! We want you to feel confident in your pet insurance decisions, so you can focus on what truly matters: your beloved pet’s health and happiness.

Get 10% Off a policy within 3 days after a vet visit

Insurance CoReimbursementAnnual LimitPer Condition LimitDeductibleExam FeesIllness WaitInjury WaitWellness Wait
Figo70% to 100%$5K, $10K, UnlimitedVaries by Plan$100, $250, $500, $750Optional14 days1 dayN/A
Nationwide (Major Medical)70% or 50%Per Condition Limit$10K$250Yes14 daysN/AN/A
Nationwide (Whole Pet)70%Unlimited$5K to $30K$200, 300, 500, 750, 1000No14 daysN/AN/A
Healthy Paws70 to 90%$5K, $15K, Unlimited$3K to $10K$100, $250, or $500No15 days48 hoursN/A
Embrace70 to 90%$5k to $50KUnlimited$0 to $1000 (varies)Yes30 days5 daysN/A
Trupanion90%UnlimitedUnlimited$0, $250, $500No14 days3 daysN/A
ASPCA70 to 90%N/A$5K or Unlimited$100, 250, 500Optional14 days14 daysN/A
Fetch70 to 90%N/AVaries by PlanVariesOptional15 days15 daysN/A
Petplan70 to 90%$10k, $20K, UnlimitedUnlimited$250, $300, $500Yes14 days5 daysN/A
Pets Best80% – 100%UnlimitedVaries by Plan$50 to $1000Optional15 daysVaries24 hours
Pumpkin90%$5k to UnlimitedUnlimited$100, 250, 500, 1000Yes14 daysN/AN/A
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let us know how
we can help you.